Razor's Edge
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| Effective Date | Annual Rate | Change | Duration |
|---|
Regular payments apply to accrued interest first, then to principal if any remains. Principal-only payments reduce the loan balance directly without touching accrued interest. Add to loan increases the principal and begins accruing interest on the new amount immediately.
| Date | Description | Rate | Amount | → Interest | → Principal | Principal Bal. | Total Owed |
|---|
This cannot be undone.
Note: changing principal, rate, or start date will recalculate the entire history using your existing payments.